Aerial view of a home in the Inland Northwest

6/3/26

The Mortgage Myths Keeping Spokane Buyers on the Sidelines

A new survey finds that most buyers are operating on information that's flat-out wrong — including myths about credit scores, down payments, and mortgage rates.

Borrowers reviewing FHA loan paperwork with a mortgage advisor

3/26/26

FHA Loans in Spokane: What Every First-Time Homebuyer Should Know

While current market conditions make home buying feel overwhelming, FHA loans provide a realistic path to homeownership for many residents in Spokane and Eastern Washington.

2/14/26

5 Steps to Getting a DSCR Loan in Spokane & North Idaho: A Simple Guide for Real Estate Investors

Thinking about a DSCR loan? This simple guide explains the five steps Spokane real estate investors follow to qualify using rental income instead of personal tax returns.

Homebuyers reviewing mortgage paperwork at a kitchen table

1/23/26

Seller Credits vs. Price Cuts: What Helps Spokane Homebuyers More

Should you ask for a price cut or seller credits? For Spokane buyers, the answer depends on what helps most: monthly payment, cash to close, or flexibility right now. This post breaks it down simply.

Buyer reviewing loan estimate information on a laptop

12/27/25

The Spokane Loan Estimate Checklist: 7 Lines I Review With Every Buyer

Looking at mortgage numbers can feel overwhelming. This post breaks down the seven parts of a Loan Estimate so Spokane buyers can understand their options with confidence.

Laptop and coffee on a desk for mortgage planning

12/16/25

Rate Locks, Points, and Buydowns: What Spokane Buyers Are Most Confused About Right Now

Buying a home in Spokane, Eastern Washington, or North Idaho comes with choices around rate locks, points, and buydowns. Here is a clear, local look at how those decisions actually work.

Holiday lights at Kendall Yards Winter Market

12/9/25

Have You Been to the Kendall Yards Winter Market Yet?

Spokane winter has its own charm. This local market reminder looks at the quieter season and why winter can create calmer opportunities for homebuyers.

3/11/19

5 Things First-Time Homebuyers Should Know Before Shopping in Spokane

Before you tour homes, get clear on pre-approval, down payment options, closing costs, monthly affordability, and why local lending matters.

3/11/19

Is Now a Good Time to Refinance? Here's How to Know.

Refinancing can help lower a payment, remove mortgage insurance, shorten a term, tap equity, or create a more stable monthly payment.

3/11/19

VA Loans in Washington & Idaho: What Military Families Should Know

VA loans can offer $0 down payment options, no monthly mortgage insurance, flexible credit guidelines, and strong benefits for Spokane and North Idaho military families.