VA Loans in Washington & Idaho: What Military Families Should Know

VA loans are one of the most powerful benefits available to service members and veterans — but many buyers don’t realize just how flexible and affordable they can be.

1. $0 down payment options
VA loans often require no down payment, making homeownership more accessible.

2. No mortgage insurance
Unlike FHA or low-down-payment conventional loans, VA loans don’t require monthly MI.

3. Flexible credit requirements
VA guidelines allow for more flexibility when it comes to credit scores and past credit events.

4. Competitive interest rates
VA loans typically offer some of the lowest interest rates available.

5. Perfect for both Spokane and North Idaho buyers
Whether you're stationed at Fairchild AFB or relocating to Idaho, VA loans work beautifully in our markets.